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  • 한국과학기술정보연구원(KISTI) 서울분원 대회의실(별관 3층)
  • 2024년 07월 03일(수) 13:30
 

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A Study on Asset Preference Characteristics of Millennials and Gen Z

융합경영연구 / The Journal of Economics, Marketing and Management, (E)2288-7709
2023, v.11 no.4, pp.19-30
https://doi.org/https://doi.org/10.20482/jemm.2023.11.4.19
Eun-sung PARK (Dept. of Real Estate Studies, Graduate school of Seoul Venture University)
Jae-tae KIM (Dept. of Real Estate Studies, Seoul Venture University)
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Abstract

Purpose: This study examines the factors that the Millennials and Gen Z prefers to invest in assets. We look at the asset structure they want now and in the future and the idea of designing the future. This can be expected that the center of Korea's asset market will change to the structure they want in the future. Research design, data and methodology: The spatial extent of the study is all over Korea including Seoul, the metropolitan area, and local cities. The survey was conducted for about 16 days from May 7 to May 22, 2023. The survey was conducted by the surveyor visiting the subject in person, distributing the questionnaire, explaining it, and filling it out in person. For the analysis, descriptive statistics and logistic regression analysis were conducted using the SPSS 25.0 statistical package. Results: It was confirmed that the preferred assets of the Millennials and Gen Z were different by period. There was also a difference in the influencing factors between Millennial Generation and Generation Z in asset preference. Conclusions: The Millennials and Gen Z's preferred assets were different by period. The reason is interpreted as the current process of collecting assets during the asset formation period. In the future, they intend to purchase real estate assets by using financial assets as a lump sum of money. We learned the characteristics of the entire Millennials and Gen Z, in addition, the difference between income and assets is believed to have affected the difference in preference factors of Millennial Generation and Generation Z, respectively.

keywords
Millennials and Gen Z, Asset Preference, Deposit.Installment Savings, stock, Other finance Assets

융합경영연구