Prospect for the Homeownership Sector in South Korea Future Growth Potential of Homeownership and Policy Directions

진미윤

Space and Environment

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Vol.24 No.2

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Prospect for the Homeownership Sector in South Korea Future Growth Potential of Homeownership and Policy Directions

Space and Environment / Space and Environment, (P)1225-6706; (E)2733-4295

2014, v.24 no.2, pp.38-82

(2014). Prospect for the Homeownership Sector in South Korea Future Growth Potential of Homeownership and Policy Directions. Space and Environment, 24(2), 38-82.

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Abstract

The purpose of this study is to identify the natures and characteristics of homeownership policies in South Korea, their outcomes and limitations, and the growth potential of the homeownership sector. Homeownership policies in South Korea are characterized by new housing unit supply-oriented developmental growth model. And homeownership has been contributing in filling the gap of fragile public welfare and creating individual assets. Homeownership policies mainly depend on the supply of new housing units. 34.8% of new housing units were supplied between 1990 and 2005 and 47.0% between 2005 and 2010, contributing to the growth of homeownership in South Korea. Not only new housing supply ‘Steppingstone Housing Loan’ to be applied more widely in 2014 and ‘Share Equity’ will lead the growth of homeownership in the future. There are, however, factors that threatens the homeownership sector, such as low growth, uncertainty of housing market, increase in single households, declining demand for homeownership, growing number of aged poor, etc. In conclusion, the sustainable growth of the homeownership sector requires improved housing affordability, prevention against the loss of homeownership, focusing on the transactions of existing housing units rather than those of new housing units, provision of low-cost or affordable housing units for single and younger households, introduction of phased homeownership policies and more forward-looking supportive system.

keywords: 자가 점유, 자가 보유율, 주택정책, 주거복지, 무주택 가구, 부담 가능한 주거, owner-occupied housing, homeownership rate, housing policy, housing welfare, non-homeowner, housing provision, affordable housing

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Article Contents

Vol.24 No.2

Prospect for the Homeownership Sector in South Korea Future Growth Potential of Homeownership and Policy Directions

Abstract

Reference

Space and Environment