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ISSN : 1225-6706

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논문 투고

Vol.27 No.3

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금융화(financialization) 과정 속에서 본 영국의 저렴주택 제도

Affordable Housing in the UK in the Process of Financialization

공간과 사회 / Space and Environment, (P)1225-6706; (E)2733-4295
2017, v.27 no.3, pp.49-87
https://doi.org/10.19097/kaser.2017.27.3.49
오도영 (The London School of Economics and Political Science, University of London)
오도영. (2017). 금융화(financialization) 과정 속에서 본 영국의 저렴주택 제도. 공간과 사회, 27(3), 49-87, https://doi.org/10.19097/kaser.2017.27.3.49

Abstract

이 논문은 현재 도시연구 분야에서 활발한 논의가 진행 중인 ‘금융화(financialization)’ 개념을 활용하여 2010년 이후 영국의 주요 주택정책으로 등장한 부담가능주택 프로그램(affordable housing programme)을 분석하고자 한다. 금융화는 자본축적 과정에서 ‘생산 없는 이익’의 비중이 점차 커지는 자본주의의 진화 과정으로 세계화와 더불어 오늘날 사회현상을 이해하는 유용한 분석적 틀을 제공한다. 금융화는 전통적으로 비영리·비금융의 영역으로 여겨지던 사회 각 분야의 금융에 대한 의존도를 증가시키게 되는데, 영국정부의 부담가능주택 프로그램은 공공임대주택의 금융화 과정을 보여주는 대표적인 사례이다. 영국정부는 복지예산 감축과 자가 소유의 확대를 위해 주거복지 정책을 개편하고 있으며, 이 과정에서 주거복지에 대한 부담이 공공임대주택 거주자와 민간영역, 지방정부 등으로 전가되는 문제점이 발견되고 있다.

keywords
금융화, 저렴주택, 부담 가능주택, 주거복지, 지방주권, Financialization, Affordable Housing, Asset-Based Welfare, Big Society, Localism

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